Melissa Young joined Churchill in 2024 and currently serves as a Director of Underwriting, leading credit risk oversight and policy implementation for the Originations team. Melissa is responsible for refining operational processes to enhance strategic decision-making while implementing safeguards to mitigate risk. Prior to joining Churchill, Melissa held leadership roles at Flagstar Bank and Wells Fargo Securities, managing warehouse facilities totaling nearly $3 billion and developing deep expertise in risk mitigation and operational efficiency. Melissa received an M.B.A. from Columbia Southern University and a B.S. in Business from Marian University.
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