Melissa Young joined Churchill in 2024 and currently serves as Director of Credit, leading credit risk oversight and policy implementation for the Originations team. Melissa is responsible for refining operational processes to enhance strategic decision-making while implementing safeguards to mitigate risk. Prior to joining Churchill, Melissa held leadership roles at Flagstar Bank and Wells Fargo Securities, managing warehouse facilities totaling nearly $3 billion and developing deep expertise in risk mitigation and operational efficiency. Melissa received an M.B.A. from Columbia Southern University and a B.S. in Business from Marian University.
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